Raymond T. Nasser

Ray currently is a business counselor with SCORE,  America’s counselors to small businesses. He is active in the Richmond Score Chapter. SCORE offers small businesses and people who want to start their own business free consulting in all areas of business orgination and management.  

Ray also from time to time does financial consulting for a fee.  

Ray’s financial planning practice was a Fee-Only business. He provided comprehensive personal financial planning advice on an hourly or set fee basis. Ray has been a financial planner since 2002. Ray is now an associate member of the National Association of Personal Financial Planners (NAPFA), which is the most selective national association of “FEE-ONLY” financial planners.  He was also a member of the Financial Planning Association, a national association of personal financial advisors. Ray specialized in educating and empowering his clients to define and reach their financial goals. Ray has been quoted in Kiplinger’s Personal Finance, Worth, Financial Advisor, The Christian Science Monitor, and Financial Planning magazines. This business originated this business in 2002 and was sold in 2008.  

His prior experience includes 33 years with First Union National Bank/Wachovia Bank retiring as Executive Vice-President and Senior Credit Officer. Ray was involved in working with high net worth individuals and large business entities for most of his career. His career took him to 6 different locations in North Carolina and Virginia. Ray was published in The Risk Management Association Journal. He was able to retire at age 55. He then started a second career in personal financial planning that would enable him to help clients achieve success in their financial life.  

Ray is a graduate of Wake Forest University with a BA in Economics. He has graduated from several banking schools. He earned the Financial Planning Certificate from Virginia Commonwealth University. He received his Certified Financial Planner designation in 2002.   Ray is past Chairman of the Board and Treasurer and Director of the Boys and Girls Clubs of Metro Richmond, Inc. He is a past board member of Salisbury Country Club and past board member of Rosemont Homeowner’s Association and Tarrington Homeowner's Association. He is a past leader of United Way campaigns for two 2,000 plus employee organizations. He is on the Finance Committee of his church.  

Ray can be reached at 804.690.4038. His email address is raynasser@comcast.net and his website is www.raynasser.com    From time to time, he publishes his thoughts on www.raynasser.blogspot.com